Inventory Financing

To speak with an inventory financing expert, call 800.200.1208.

WORKING CAPITAL THAT WORKS

Summit can loan against a variety of inventory. If you have stock on hand, the Inventory Financing add-on product can expand your working capital line considerably, making it an ideal option for manufacturers, distributors, and wholesalers. Inventory Financing can give you significant additional capital when combined with your core line of credit. Ask us about using Inventory Financing to unlock the cash that’s tied up in your physical assets. Inventory Financing can make the difference between staying with the status quo and moving toward steady growth.

 

INVENTORY FINANCING HIGHLIGHTS

  • Borrow against inventory
  • Add-on to our core product
  • Creates additional cash flow

 

What is Inventory Financing?

Inventory Financing can be easily summed up as a short-term loan or line of credit made to a business that allows it to purchase products to sell. The inventory purchased serves as the collateral for the loan if the company cannot sell its products and repay the loan, also known as a loan against inventory. Inventory lending is useful for companies that are affected by the seasonality of cash flow fluctuations. If a company can acquire Inventory Financing, then it can achieve higher sales volume, higher growth, and expand business where it could not have without the Inventory Financing.
 

Who can use Inventory Financing and How to Qualify?

Countless companies and businesses can achieve success through Inventory Financing, such as small to medium sized retailers and wholesalers. Larger corporations have large institutional banks from which to borrow giving them easier access to funding when times are tough. For smaller businesses that require Inventory Financing for manufacturing products, access to these large entities is not as easy. Qualifying is made easy with SummitFR, and our Inventory Financing rates are the best in the business!

 

Apply for an Inventory Financing Loan Today!

Summit Financial Resources makes applying and qualifying for Inventory Financing easy. Our team is expert Inventory Financing lenders that can help make the process as simple as possible so your business can get the funding it needs to help grow your revenue and customer base. Apply online today >

Inventory Financing Guidelines

FACILITY LIMITS

$100,000-$4,000,000+

ADVANCE RATES

Up to 50% of
Inventory Cost

How Inventory Financing Compares

Financing Guidelines

Take a look at our offerings, and see how we can help. We offer Inventory Financing for deals from the low 6 figures to 7 figures, plus. From higher reporting to lower risk, and borrowing base to invoice factoring purchase, somewhere on that chart is a loan for your company.

How Inventory Financing Compares

InventoryTermStretchSmall Business LoansFactoringABL
DescriptionAdd-on onlyAdd-on onlyStructured Stretch Piece for Growth; Add-on onlyReceivables PurchaseReceivables PurchaseBorrowing Base Certificate
Facility LimitsUp to $500,000Up to $500,000<$250,000Up to $500,000$100,000 – $4,000,000+$100,000 – $4,000,000+
Advance RatesUp to 50% of Inventory CostUp to 60% of NOLV or 40% of Book Valuen/aUp to 90% of A/RUp to 90% of A/RUp to 85% of A/R

Industries We Proudly Serve

Manufacturing

Manufacturing

We give Inventory Financing to companies that build things. If you can make it, we can fund it.

Freight and Trucking

Whether you have a big fleet or just one truck, Summit gets you there faster.

Professional Services

From consultants to staffing to oilfield services, we finance all types of professional firms.

Distributors and Wholesalers

We’ll get your Inventory financed fast, so you can get your product from Point A to Point B.

Find Out More

You need to grow?
Summit can help.

A growth financing story…