Inventory Financing

To speak with an inventory financing expert, call 800.200.1208.


Summit can loan against a variety of inventory. If you have stock on hand, the Inventory Financing add-on product can expand your working capital line considerably, making it an ideal option for manufacturers, distributors, and wholesalers. Inventory Financing can give you significant additional capital, when combined with your core line of credit. Ask us about using Inventory Financing to unlock the cash that’s tied up in your physical assets. Inventory Financing can make the difference between staying with the status quo, and moving toward monumental growth.



  • Borrow against inventory
  • Add-on to our core product
  • Creates additional cash flow

Inventory Financing Guidelines




Up to 50% of
Inventory Cost

How Inventory Financing Compares

Financing Guidelines

Take a look at our offerings, and see how we can help. We offer Inventory Financing for deals from the low 6 figures to 7 figures, plus. From higher reporting to lower risk, and borrowing base to invoice factoring purchase, somewhere on that chart is a loan for your company.

How Inventory Financing Compares

InventoryTermStretchSmall Business LoansFactoringABL
DescriptionAdd-on onlyAdd-on onlyStructured Stretch Piece for Growth; Add-on onlyReceivables PurchaseReceivables PurchaseBorrowing Base Certificate
Facility LimitsUp to $500,000Up to $500,000<$250,000Up to $500,000$100,000-$4,000,000+$100,000-$4,000,000+
Advance RatesUp to 50% of Inventory CostUp to 60% of NOLV or 40% of Book Valuen/aUp to 90% of A/RUp to 90% of A/RUp to 85% of A/R

Industries We Proudly Serve



We give Inventory Financing to companies that build things. If you can make it, we can fund it.

Freight and Trucking

Whether you have a big fleet or just one truck, Summit gets you there faster.

Professional Services

From consultants to staffing to oilfield services, we finance all types of professional firms.

Distributors and Wholesalers

We’ll get your Inventory financed fast, so you can get your product from Point A to Point B.

Find Out More

You need to grow?
Summit can help.

A growth financing story…